Bank of Hydro our number one priority is you, our customer. Everyone is at
risk of becoming a victim of identity theft, financial scams,
counterfeit currency, and old fashion thievery through stolen checks, forgeries,
and many more illegal activities. Criminals obtain your information for
fraudulent use from everyday transactions such as writing checks, renting a car,
using a credit or debit card for payment.
thieves may obtain your personal information:
your wallet or purse.
a change of address form to divert your mail to another location.
through your trash or public trash cans.
your information through e-mail or phone by pretending to be from a legitimate
are a few simple rules to follow to help you protect yourself.
and balance your bank statement as soon as you receive it. Look for
unexplained charges or withdrawals. Promptly notify us of any
discrepancies. You can also check your account activity between statements
using Internet Banking. The few minutes you spend reviewing your statement could
save you thousands.
of an ATM/Debit Card as the key to your bank account. Do not give it to other
persons to use. Never write the PIN
on the back of the card.
any documents containing identifying information before throwing them away, this
includes pre-approved credit offers, charge receipts, checks and bank
statements, even on closed accounts.
out your financial information when it is requested over the phone, by mail, or
through an email. Bank of Hydro will never email you or call you to ask
passwords or other confidential account information.
follow links in unfamiliar email. These links can take you to fake Web
you write a check, fill out the payee line and the amount line completely.
If you leave space, you create an opportunity for someone who gets possession of
your check to add an alternative payee or to increase the amount. Guard
against such alterations by eliminating the space necessary to make
a check until you are ready to deliver or mail it and NEVER endorse a
check until you are ready to cash or deposit it.
Scams. Beware of financial scams such as "Work from Home" scams (usually
found on the internet.) and "Sweepstakes" scams received through the mail.
Please remember; if it sounds too good to be true, it usually
your virus protection software on your PC regularly. DO NOT open
files from strangers or companies you do not know.
a wipe utility program to overwrite the entire hard drive before disposing of a