Current Rates

 

Certificates of Deposit

Individual Retirement Accounts

Term Interest Rate APY *
Six Months 0.75% 0.75%
One Year 1.00% 1.01%
Two Years 1.35% 1.36%
Three Years 1.60% 1.61%
Four Years 1.85% 1.87%
Five Years 2.00% 2.02%
Term Interest Rate APY *
One Year 1.00% 1.01%
Two Years 1.35% 1.36%
Three Years 1.60% 1.61%
Four Years 1.85% 1.87%
Five Years 2.00% 2.02%

 

Deposit Accounts

Term Daily Balances Interest Rate APY *
Interest Checking up to $2,499.99 0.25% 0.25%
$2,500.00 to $24,999.99 0.35% 0.35%
$25,000.00 and up 0.65% 0.65%
Priority Club Interest Checking up to $2,499.99 0.25% 0.25%
$2,500.00 to $24,999.99 0.35% 0.35%
$25,000.00 and up 0.65% 0.65%
Money Market Checking up to $2,499.99 0.50% 0.50%
$2,500.00 to $9,999.99 0.60% 0.60%
$10,000.00 and up 0.75% 0.75%
Traditional Savings All 0.75% 0.75%

The Deposit Accounts interest rates and annual percentage yields may change after account opening.

 

The Certificates of Deposit and Individual Retirement Accounts are based on a minimum deposit of $1,000.00 with a minimum balance of $1,000.00 required to obtain the Annual Percentage Yield. A penalty may be imposed for early withdrawal.

 

Bank of Hydro does NOT participate in the FDIC's Transaction Account Guarantee Program.  Customers with non-interest bearing transaction accounts will continue to be insured for up to $250,000 under the FDIC's general deposit insurance rules. 

 

Rates current as of Wednesday, November 10, 2010

* Annual Percentage Yield

Current Oklahoma Locations: Hydro 405-663-2214 | Weatherford 580-774-1300 | Eakly 405-797-3686